Terms of Use


  1. Terms of Use
  • These Terms set out the basis upon which we make this website available to you by whatever access means eg internet access by computer, mobile or broadcasting etc.
  • Please read these Terms carefully. By using this website you will be deemed to have agreed to these Terms. If you do not agree to comply with these Terms please do not use the website. We may change these Terms from time to time so please review these Terms regularly.
  • If you have any questions please email us at Minerva_lotus@yahoo.com


  1. Access
    • You must obtain, and pay for all telecommunications services, computer equipment and software necessary to connect to and use this website. We do not provide such services, equipment or software. You are responsible for all access to the website using your Internet connection, even if the access is by another person.
    • We provide most of this website on an open access basis but you may need to register and/or pay to use some areas. In some cases we may restrict access by location of user.


  1. Contents of the Website
    • This website features a wide rage of text, photographs, sound recordings, videos, software, data and other content of all forms which we and/or our suppliers provide (collectively known as “website content”) which we want you to be able to enjoy in a fair and reasonable way.
    • The website content is protected by copyright, trade mark rights, database rights and other intellectual property and related rights which are owned by us and/or our licensors. You may access this website and view the website content on-screen and, where if permitted by this website, you may not print or otherwise make copies of any such content without our express prior permission.
    • For certain other party’s websites which are linked to from this website, eg where payment is necessary, separate and/or additional usage terms may apply. These will be marked on the relevant area of this website where you will be given the opportunity to review and agree to them.
    • You may create a link to this website provided that the link is fair and legal and it is not presented in a way that is:
      • misleading or could suggest any type of association, approval or endorsement by us that does not exist, or
      • harmful to our reputation or the reputation of any of our affiliates.
    • We reserve the right to require you to immediately remove any link to the website at any time and you shall immediately comply with any request by us to remove any such link.
    • If you have any questions about what you may or may not do with the website content or use the website generally please contact us at Minerva_lotus@yahoo.com
    • We reserve any other uses of, and rights in, the website content on behalf of both us and our suppliers, so you must obtain our prior written permission for these. We may not always be able to give our consent but to make such a request please contact us at Minerva_lotus@yahoo.com


  1. Liability
    • We provide the website on an “as is” basis and make no representation as to the quality, completeness or accuracy of any content made available on the webite, we expressly exclude:
      • all conditions, warranties and other terms that might otherwise be implied by law into these Terms of Use;
      • a third party unconnected with our performance of this agreement, for instance problems due to communications network performance, congestion and connectivity or the performance of your computer equipment; and
      • any and all liability to you, whether airing under these Terms of Use or otherwise in connection with your use of the website.
    • Please not that the website will not be available at all times. It will be inaccessible during regular maintenance periods and it may from time to time be subject to emergency maintenance or be unavailable for other technical reasons. Like all software-based services the website cannot be promised to be free from errors or bugs. We will, however, use reasonable care and skill in fixing any problems once we become aware of them.
    • The website may provide links to other websites and online resources. We are not responsible for any do not recommend, endorse or control such external websites or resources. Your use of third party websites and resources is at your own risk.
    • We do not monitor or review the content of other party’s websites which are linked to from this website. Opinions expressed or materials appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these websites. You should evaluate the security and trustworthiness of any other website connected to this website or accessed through this website yourself, before disclosing any personal information to them. This website will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.
    • As this is a consumer website we shall not in any event be liable for losses related to any business such as lost data, lost profits or business interruption.


  1. General
    • We may collect and use information about you in accordance with or privacy policy. You can vie a copy of this policy by clicking here – Privacy Policy.
    • These Terms of Use are effective until terminated. We may, at any time and for any reason, terminate your access to or use of the website. If we terminate your access to the website you will not have the right to bring claims against us or our affiliates with respect to such termination. We and our affiliates shall not be liable for any termination of your access to the website.
    • These Terms are governed by and construed in accordance with the laws of Singapore, and the courts of Singapore will have non-exclusive jurisdiction over any claim or dispute arising under or in connection with these Terms of use.


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